5 Life Insurance Myths That Are Costing You Money
by PurpleCow | August 7, 2026 | Ideas, Insurance, Tips | 0 Comments
Life insurance is one of those topics a lot of people mean to look into “someday.” Usually that's because of a myth or two floating around that makes it seem more complicated, more expensive, or less necessary than it really is. At Purple Cow Insurance Agency, we talk...
Why Local Insurance Agencies Understand Risk Better Than Automated Platforms
by PurpleCow | May 11, 2026 | Ideas, Insurance, Tips | 0 Comments
In today’s digital world, it’s easier than ever to buy almost anything online—including insurance. With just a few clicks, consumers can compare quotes, select coverage, and purchase a policy without ever speaking to another person. Automated platforms and chatbots...
The Insurance Deductible Strategy: How to Balance Monthly Savings and Unexpected Costs
by PurpleCow | April 27, 2026 | Insurance, Tips | 0 Comments
Choosing an insurance deductible is often treated like a "set it and forget it" task. However, your deductible isn’t just a random number on your policy—it’s a core part of your financial strategy. Whether you are looking at auto, home, or health insurance, the amount...
Is Your Driving History Costing You? How to Lower Your Auto Premiums
by PurpleCow | March 31, 2026 | Auto Insurance, Tips | 0 Comments
We’ve all seen the flashing lights in the rearview mirror and felt that immediate pit in the stomach. While the fine for a speeding ticket is a one-time hit to your wallet, the real cost often shows up later in your monthly auto insurance bill. As an independent...
Does My Auto Insurance Cover Pothole Damage
by PurpleCow | February 9, 2026 | Ideas, Safety, Tips | 0 Comments
Potholes are a frustrating and common problem in February, when freeze-thaw cycles break pavement apart. Hitting a pothole can cause tire blowouts, wheel damage, alignment issues, or even suspension problems. But many drivers aren’t sure whether their insurance covers...
Drive Safe, Stay Warm: Essential Auto & Home Insurance Tips for Winter Weather
by PurpleCow | January 12, 2026 | Ideas, Safety, Tips | 0 Comments
Winter is here, bringing with it beautiful snowy landscapes—and potential risks to your home and car. In the insurance industry, claims related to ice damage, burst pipes, and auto accidents on slippery roads spike during this season. The best way to save money and...
Preparing Your Home for Winter: What Every Homeowner Should Know
by PurpleCow | December 8, 2025 | Ideas, Safety, Tips | 0 Comments
Winter in Montana has a way of testing every corner of your home. From sub-zero temperatures to heavy snow and ice, the season brings challenges that can quickly turn into costly damage if you’re not prepared. The good news? A little planning and a quick insurance...
On the Road for the Holidays? How to Get There Safely (and Sanely)
by PurpleCow | November 13, 2025 | Safety, Tips | 0 Comments
The holidays are one of the busiest travel times of the year — which means highways, airports, and nerves can all be a little overloaded. Whether you’re heading across town or across the country, a little preparation goes a long way toward keeping your holiday travel...
Why You Should Consider Umbrella Insurance This Fall
by PurpleCow | October 10, 2025 | Ideas, Tips | 0 Comments
Fall is a season of change—leaves turn vibrant shades, the air grows crisp, and homes prepare for the upcoming winter. While you’re raking leaves and prepping your home for colder months Why You Should Consider Umbrella Insurance This Fall Fall is a season of...
Chimney & Fireplace Safety
by PurpleCow | September 24, 2025 | Ideas, Safety, Tips | 0 Comments
Keep the cozy — not the claims. Few things feel better than a warm fire on a crisp fall night. But before you strike that first match, it’s important to make sure your fireplace and chimney are safe. Creosote buildup, cracks, or poor ventilation can quickly turn cozy...