Flood Insurance

Flooding can happen anytime and anywhere. More than 20 percent of The National Flood Insurance Program’s claims come from outside of high-risk flood areas. Even if you live in an area with low-to-moderate flooding risk, protecting the life you have built with flood insurance is crucial.

Flood insurance offers financial protection to homeowners should a flood damage their home and personal belongings. Flood insurance is separate from a standard homeowners insurance policy, as is hazard insurance, which covers other natural disasters like tornadoes and hurricanes.

90% of all natural disasters in the United States involve flooding, and flood damage frequently strikes in low or moderate-risk areas. No home is entirely safe from the possibility of flooding. Unexpected water damage can cause extensive damage to your home or property that can be expensive to repair. According to the Federal Emergency Management Agency (FEMA), just one inch of water can cause up to $25,000 in damage. In some cases, flood insurance can mean the difference between recovery and financial ruin.