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Costume, Candy & Liability: A Halloween Home Safety Guide
Halloween is one of those nights when your normally quiet front porch can suddenly become one of the busiest spots in the neighborhood. Costumed kids are running from house to house, decorations are glowing, pets are wondering what all the excitement is about, and the candy bowl seems to empty faster than you can fill it.
Your Netflix Subscription Is Current—But Is Your Home Covered?
We’ve all done it. We scan our bank statements, see a $22.99 charge for a streaming service we barely watch, and hit "cancel" without a second...
5 Life Insurance Myths That Are Costing You Money
Life insurance is one of those topics a lot of people mean to look into “someday.” Usually that's because of a myth or two floating around that...
Why Local Insurance Agencies Understand Risk Better Than Automated Platforms
In today’s digital world, it’s easier than ever to buy almost anything online—including insurance. With just a few clicks, consumers can compare...
The Insurance Deductible Strategy: How to Balance Monthly Savings and Unexpected Costs
Choosing an insurance deductible is often treated like a "set it and forget it" task. However, your deductible isn’t just a random number on your...
Is Your Driving History Costing You? How to Lower Your Auto Premiums
We’ve all seen the flashing lights in the rearview mirror and felt that immediate pit in the stomach. While the fine for a speeding ticket is a...
Does My Auto Insurance Cover Pothole Damage
Potholes are a frustrating and common problem in February, when freeze-thaw cycles break pavement apart. Hitting a pothole can cause tire blowouts,...
Drive Safe, Stay Warm: Essential Auto & Home Insurance Tips for Winter Weather
Winter is here, bringing with it beautiful snowy landscapes—and potential risks to your home and car. In the insurance industry, claims related to...
Preparing Your Home for Winter: What Every Homeowner Should Know
Winter in Montana has a way of testing every corner of your home. From sub-zero temperatures to heavy snow and ice, the season brings challenges...
On the Road for the Holidays? How to Get There Safely (and Sanely)
The holidays are one of the busiest travel times of the year — which means highways, airports, and nerves can all be a little overloaded. Whether...
Why You Should Consider Umbrella Insurance This Fall
Fall is a season of change—leaves turn vibrant shades, the air grows crisp, and homes prepare for the upcoming winter. While you’re raking leaves...
Chimney & Fireplace Safety
Keep the cozy — not the claims. Few things feel better than a warm fire on a crisp fall night. But before you strike that first match, it’s...
August Home Maintenance Checklist: Don’t Miss These Essential Tasks!
August is here, and while the summer heat may still be lingering, it's the perfect time to start thinking about preparing your home for the upcoming...
Scoop Up Sweet Coverage This National Ice Cream Month!
July is National Ice Cream Month—and while we’re all about celebrating the sweet stuff, it’s also the perfect time to talk about something else...
How Renters Insurance Can Protect You Against Liability Claims
If you’re renting your home—whether it's an apartment, condo, or house—you might already know that renters insurance protects your belongings. But...
9 Ways to Avoid Laundry Room Water Damage
When people think about their favorite rooms in a home, the laundry room probably isn’t what comes to mind. However, while often overlooked, this...
Can I Change My Coverage at Any Time?
Insurance needs can change over time, and understanding your policy’s flexibility is essential. One of the most common questions we hear from...
A Consumer’s Guide to Auto Insurance
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The Cost of Renters Insurance: Is It Worth It?
If you rent an apartment or a house, you may wonder if renters insurance is worth the cost. After all, you may think your landlord's insurance will...
Are Snow Tires Right for Your Vehicle?
Around this time every year, my husband makes some sort of comment about snow tires. He usually brings it up when we're talking about my concern for...
Homeowners Insurance: A Guide to Dwelling, Personal Property, Liability, and Additional Living Expenses
Navigating home insurance can sometimes feel overwhelming, but understanding it is essential for protecting one of your most significant...
Shielding Your Home: Understanding Umbrella and Sewer Drain Backup Insurance
Unforeseen events like sewer drain backups or liability claims can threaten the sanctuary that you call home. Umbrella insurance and sewer drain...
Why It’s Crucial to Inform Your Insurance Agent About New Additions to Your Home
Adding something new to your home or yard, like a pool or trampoline, can be exciting and enhance your lifestyle. But before you dive in, it's...
The Importance of Grain Bin Safety
In the heartland of agriculture, where vast fields stretch to the horizon and grain silos dot the landscape, grain bins stand as silent sentinels,...
Renters Insurance for Roommates: What You Need to Know
Renters insurance is an important policy that offers financial protection to renters. However, if you have roommates, you may wonder if you need...
Navigating the Most Common Boat Insurance Claims
Owning a boat is an exhilarating experience, providing endless opportunities for adventure and relaxation on the water. However, like any valuable...
What is Commercial Auto Insurance and when do you need it?
Commercial auto insurance protects your business from legal claims of property damage or bodily injury while operating a company vehicle, or when an...
A Guide to Livestock Insurance with AgripSompo North America
For farmers and ranchers, livestock represents not only a source of livelihood but also a significant investment of time, effort, and resources....
Farm Insurance 101
Farming is more than just a profession; it's a way of life. Whether you operate a small family farm or manage a large agricultural enterprise,...
Smart Choices, Safe Roads: Options to Avoid DUI and Insurance Premium Increases
The consequences of driving under the influence (DUI) extend far beyond legal repercussions; they can significantly impact your auto insurance...
We LOVE Laurel, MT
In a month that celebrates love, we don’t want to forget the citizens of our beautiful community! Where we come from is important to us and every...
Bringing Natural Light into Your Home with Skylights
Do you ever find yourself craving more natural light in your home? The solution might be simpler than you think. Skylights are a fantastic way to...
Christmas Light Safety Do’s and Don’t
Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly,...
Buying a New Home and Turning My Old Home into a Rental: What Do I Need to Do?
Transitioning from living in your current home to renting it out while purchasing a new property can be a significant financial and lifestyle...
What is Business Owner’s Insurance and When Do You Need It?
Your company may need insurance to survive certain unexpected—but possible—challenges. Nobody likes buying insurance. It can be confusing and...
How to Prevent Clogged Gutters and Downspouts
Clogged gutters and downspouts are a common headache for homeowners. They can lead to various problems, including water damage to your home's...
How to Get Involved in Breast Cancer Awareness Month
Most people have good intentions when Pink October rolls around. They truly want to do something to help cure breast cancer. However, what most...
Pet Insurance for Your Furry Family Members
By Summit States | August 24, 2023 | 0 The Hartford understands that your pets hold a special place in your heart, which is why they make it easy...
CRASH-AVOIDANCE FEATURES COMPLICATE AUTO REPAIRS BUT STILL ARE VALUED
As more new vehicles become equipped with crash-avoidance features, some owners report significant issues with the technologies after repairs,...
The Montana Pesticide Waste Disposal Program
The Montana Pesticide Waste Disposal Program is a free program administered by the Montana Department of Agriculture. Since its start in 1994, the...
Protecting Your Vehicle and Your Peace of Mind
Auto insurance is an essential aspect of responsible vehicle ownership. Whether you're a seasoned driver or a new car owner, having the right...
Farm Ranch
Whether you're an experienced farmer, a homesteader, or simply curious about the agrarian lifestyle, this blog is here to provide valuable insights,...
Tips for Long-Term Care Insurance Planning
Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and supports, including personal and custodial...
The Cost of Renters Insurance: Is It Worth It?
If you rent an apartment or a house, you may wonder if renters insurance is worth the cost. After all, you may think your landlord's insurance will...
Freshen Up Your Home and Insurance Policies This Spring
The flowers are blooming, the birds are serenading, and the house still feels like it's stuck with the winter blues. Spring cleaning is a tradition...
Tornado Preparedness: Before, During and After
Tornadoes are violently rotating columns of air that extend from a thunderstorm to the ground. Tornadoes are violent: they can completely destroy...
How to Operate and Use a Fire Extinguisher
We should all have at least one fire extinguisher somewhere in our home, but it’s not enough to simply keep one under the kitchen sink. If there is...
Grilling Tips for Safety
As the weather warms and summer returns, it’s time to GRILL! There are risks that come along with grilling, regardless of which type of grill you...
Pet Safety: How to Keep Your Furry Friends Safe and Comfortable During the Summer
Summer is a fun time for humans and pets, but the rising temperatures can pose risks to our furry friends. Here are some essential tips to ensure...